The Finance club,Nidhi facilities value addition to the participants in the finance domain.Participants get the opportunity to interact with experts in financial service and corpoate finance.The particioants organize various programmes like panel discussion,presentation,budet analysis,quiz programmes etc. The objective of the finance club is to enhance domain knowledge of the participants. The club also facilitate cross functional exposure and holistic development of the participants.

As part of a process of unraveling the intricacies of the Union Budget for student community, an analysis of the Union Budget 2010 was conducted at TKM Institute of Management, Karuvelil, Kollam , in Associaton with ET in Campus on March 4,2010. The Event was organized by NIDHI, the Finance Association of TIM and the analysis was conducted by Dr.Alwin Prakash, Budget Analyst, former professor and HOD of Economics, University of Kerala.

The two hour session began with a macro analysis of the financial aspects and necessity for a Union Budget by Dr. S. Kevin, TIM Director, former Pro-VC and a reputed educationist. This was followed by an in-depth presentation of the Budget proposals and its implication on the life of every Indian, by Dr Alwin Prakash. The presentation touched upon the concepts of the budget and the evaluation of the various proposals in the current and previous years. Dr Alwin was of the opinion that the budget was targeted for a high growth rate of the economy, by reducing the fiscal deficit from 6.8% to 5.5%. He also emphasized that the new tax proposal with special emphasis on taxation on personal income, would benefit the middle class as a whole.

According to him the core challenge that the economy is facing today is to achieve an annual growth rate of over 9% which is vital for the inclusive growth and development of the economy across a broad spectrum. Even as the country is hoping for a high growth rate and revival of economic activity, the veteran opined that high inflation in prices of primary food items will have a very painful impact on the economy of the State, which is not self sufficient in the food front. However the revival of the IT sector, competitiveness of exports and provision made in the budget for public sector undertakings in the state like FACT, Cochin Port ets will have a positive impact on the state economy. The presentation culminated with a question answer session which was utilized well by the students to improve their understanding of the proposals contained in the budget.

The session helped the students to gain a better comprehension of the post budget proposals on the economy, as they had initiated a pre-Budget analysis, with emphasis to expectation from the budget, just a week before the budget presentation.

Besides the Director and the eminent speaker, the occasion was graced by Prof P. Nizzar, the Dean and other Members of faculty of the Institute.